Fedwire® Funds Service ISO® 20022 Implementation Center
FRFS adopted the ISO 20022 message format for the Fedwire Funds Service in a single-day implementation strategy on July 14, 2025. With this implementation, we sunset the existing proprietary Fedwire Application Interface Manual (FAIM) format and replaced all FAIM messages with ISO 20022 messages. Use the links below to access more resources and information.
If you are having difficulty sending or receiving ISO 20022 messages through the Fedwire Funds Service post-implementation, please contact the Support Center.
Contingency resources
In the event that your financial institution is not able to send or receive ISO 20022 messages through the Fedwire Funds Service, please reference the contingency strategies below. For additional assistance, contact the Support Center.
- Establish new or validate existing correspondent banking arrangements (e.g., bankers’ bank, corporate credit union) through which you may send and receive payment messages.
- Ensure you have sufficient trained staff to send ISO 20022 messages through the FedPayments® Manager – Funds application via the FedLine Advantage® Solution (i.e., manual entry message screens or import/upload feature).
- Increase staffing for manual processing of payments, including processing by upstream and downstream applications (e.g., ancillary systems like OFAC and fraud screening).
- Ensure staff reviews procedures for manually processing incoming messages (e.g., treasury management, posting credits to your customers’ accounts, reconciliation activities).
- Explore the use of an ISO 20022 message translation service.
FRFS is providing information on actions to take to prepare for the ISO 20022 transition and potential contingency strategies for your convenience only. Your institution is responsible for developing its own contingency plans, and FRFS assumes no liability if your institution is unable to send or receive ISO 20022 or other payment messages.
Preparedness Checklists
Click the customer profile that applies to you to view curated checklists of action items for the ISO 20022 migration.
I am a...
- FedLine Direct customer or service provider with my own connection (PDF).
- FedLine Direct customer using a service provider (PDF).
- FedLine Advantage import/export user (primary/backup) of FedPayments Manager – Funds (PDF).
- FedLine Advantage manual entry and template user of FedPayments Manager – Funds (PDF).
Educational opportunities
Take advantage of the educational opportunities we offer as you operate in the ISO 20022 format.
On-demand recordings
Select the topics that apply to your organization and view them at your convenience.
LIVE education events
Join us and have your questions addressed related to the Fedwire Funds Service ISO 20022 migration at the following event:
Thursday, July 31 from 2-3 p.m. ET (Register)
Frequently asked questions
Find answers to questions you may have about the new ISO 20022 format, including post-migration troubleshooting questions, on our Frequently Asked Questions page.
Pre-implementation resources archive
Reference this archive of resources that were made available leading up to the July 14 migration.
Vendors
View the list of vendors that offer products or services that facilitate the use of the Fedwire Funds Service. This list is provided as a convenience for Fedwire Funds Service participants only. The Federal Reserve Banks do not endorse or make any representations or warranties with respect to any vendor or vendor products or services on this list and are not responsible for ensuring the accuracy of any information contained in the list. Vendors may not state or imply in any marketing materials that the Federal Reserve Banks have endorsed the organization or its products or services.
On the Wire – ISO 20022 newsletter
Read the On the Wire newsletter, which provides updates for the Fedwire Funds Service ISO 20022 implementation and fast follower release.
