The Latest
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Trump-appointed group calls for clear crypto regulation, tax changes
The long-awaited, 166-page report detailed regulatory and legislative suggestions in the interest of “the new American Golden Age.”
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Q&A
TD exec keeps sight of customer trust amid AI rush
Consumers are more comfortable with AI but still want human connection when it comes to certain services, making it crucial for banks to meet customers where they are, said TD Bank’s head of analytics, intelligence and AI.
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JPMorgan teams up with Coinbase
The U.S.’s biggest bank will partner with the crypto exchange to link Chase bank accounts and Coinbase crypto wallets.
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Former SoFi GC named OCC chief counsel
Adam Cohen will join the OCC from the law firm Skadden. He’s previously held roles at both the CFTC and Federal Reserve.
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CFPB to ‘substantially’ revamp open banking rule, it says
A judge stayed a court case challenging the rule after the bureau said it would “reexamine” the matter and find a “well-reasoned approach” that “aligns with the policy preferences of new leadership.”
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Capital One delivers few details on $265B community plan
A year after touting a community investment proposal as part of an effort to acquire Discover, the card issuer has yet to lay out program specifics.
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SMBC, Fin Capital to invest $300M in US fintechs
Sumitomo Mitsui Banking Corporation launched a similar venture in 2023 focused on Asia-based start-ups, and it's thus far made six investments.
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Wise shareholders vote to move primary listing to US
One of the fintech’s co-founders criticized the measure, saying an attached initiative to extend “golden share” voting rights to longtime investors should have been separate.
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BofA taps next tech chief
Aditya Bhasin, the lender’s chief technology and information officer since 2021, is leaving the bank and will be replaced by Hari Gopalkrishnan, who’s been at BofA since 2011.
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Activist investor pressures Comerica to sell
HoldCo alleged that a larger bank could buy Comerica without major capital issues, putting forth PNC, Fifth Third and Huntington as options that “make sense.”
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Post-asset cap, Wells chases government banking growth
In government banking, “we have felt it, reputationally,” a Wells executive said of the bank’s growth restraint and the issues that prompted it. Now, “our limitations are behind us.”
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TD names next board chair
John MacIntyre will take up the role Sept. 1, after Alan MacGibbon retires. MacIntyre has been an independent director at the bank since 2023 and is the chair of the board’s human resources committee.
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Flagstar wants to dissolve its holding company
The move, which would cut the Federal Reserve out of the bank’s oversight, is expected to save $15 million annually, the bank said Friday.
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Fired NCUA board members sidelined again
An appeals court Friday granted the Trump administration’s request to pause the reinstatement of Todd Harper and Tanya Otsuka to the NCUA board while the decision is appealed.
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Pinnacle, Synovus to combine in $8.6B deal
Synovus had been the subject of merger rumors earlier in the week. The deal could stand as a test case for banks primed to cross the $100 billion-asset threshold amid expected Trump-era deregulation.
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Trump, Powell clash over Fed renovation cost
“Looks like it's about $3.1 billion,” the president said Thursday on a tour of the central bank. Fed Chair Jerome Powell noted Trump's figure included a renovation from five years ago.
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Louisiana credit union to buy in-state bank
Heritage Nola’s nearly $26 million deal with OnPath Credit Union comes after the bank mutually terminated a merger proposal with a Louisiana lender, MC Bancshares.
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TD to require execs in office 4 days a week starting in October
Non-executive employees will follow in November, the bank said, subject to space availability. With the move, Canada’s four largest lenders have instituted 4-day in-office requirements this fall.
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Northern Trust CEO dismisses reports of takeover talks
Despite reports that BNY and Goldman had approached Northern Trust, CEO Mike O’Grady told analysts that independence will “produce the best returns for our shareholders ultimately.”
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Michigan, Georgia banks propose to buy in-state peers
Mercantile Bank Corp. will buy Eastern Michigan Financial Corp. in a $95.8 million deal, while Colony Bankcorp inked a $86.1 million deal with TC Bancshares.
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BofA, Morgan Stanley, U.S. Bank CFOs push for holistic capital framework review
The connection among individual capital rules becomes “important to us as practitioners, because we’re managing all of them,” BofA’s CFO said during the Fed’s Tuesday conference.
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Fintech trade groups seek Trump aid on open banking
Fintechs and merchants urged the president to take on big banks and let the Consumer Financial Protection Bureau’s open banking rule move forward.
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Ex-Truist employee stole $195K in customer funds, faked her own death
Ahshah Dior Martin pleaded guilty to bank fraud Tuesday. She faces up to 30 years in prison.
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San Francisco credit union to buy California bank
The deal marks the eighth whole-bank purchase by a credit union announced this year.
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Discover costs mount for Capital One
Integration costs will surpass the original $2.8 billion estimate, CEO Richard Fairbank said Tuesday. Capital One reported a $4.3 billion second-quarter loss.